SMALL BUSINESS LOANS
MERCHANT CASH ADVANCE
One of the largest, most trusted brands in the Merchant Cash Advance industry.
Wikipedia describes a Merchant Cash Advance —
A Merchant Cash Advance (MCA) is a type of business funding or loan that is repaid by the lender taking a percentage of the businesses' daily, weekly, or monthly sales via an ACH payment. This type of business funding is used where a merchant/business owner is unable to obtain financing from a bank and will typically be more expensive in terms of the equivalent interest than a typical bank loan.
Mom & Pop Merchant Solutions DBA Mom & Pop Business Funding is one of the largest, most trusted brands in the Merchant Cash Advance industry and home to the retired #1 Producer in the Merchant Cash Advance industry, Bret Martin, our CEO & Founder. Mom & Pop Merchant Solutions DBA Mom and Pop Business Funding is an innovator within the business loan alternative space.
We arrived at the inception of the industry and watched as the ACH withdraw replaced the need for a merchant cash advance via their credit card processing machine.
We are comprised of an expert team with years of industry experience.
We don't work with the business owner directly, rather, we are a source of funding for the country's largest ISO loan broker network.
Our relationships with our ISO partners allow us to do what we do best (underwrite files and fund loans).
This allows our ISO Partners to do what they do best (work with the business owner without worrying about whether we are going to intervene and steal the merchant).
Without our ISO Partners there would be no us.
We protect our reps — ISO Partners (independent sales organizations), and because of this, we have built a reputation as a company that puts honesty and integrity ahead of everything we do.
OUR HISTORY THROUGH THE YEARS
2007
Company was created to provide small business owners with unsecured working capital. With an emphasis of underwriting company performance online vs. just credit.
2009
Company expands into Canada and Mexico and exceeds $450 Million in small business loan alternatives via our staff of independent sales people across America.
2013
Company expanded to Australia, Japan & China and exceeds $3 Billion dollars in small business loan alternatives and exceeds its 25,000th ISO.
2015
Company was hired to create a merchant cash advance division on behalf of a publicly traded corporation based out of Texas named Excel Corporation.
2018
Company closes on its $8 Billionth dollar worth of small business loan alternatives, and goes on to procure its seventh $100 million dollar credit facility.
REPEAT CUSTOMERS FOR LIFE
We've helped more than 2.5 million business owners receive the working capital they've needed as they've needed it, in order to stay above water, grow, strive & succeed. That's why more than 94% of our clients go on to become repeat customers in the days, weeks, months & years to come.
A PERSONAL TOUCH
While America's banks see small business owners' worth on paper, along with credit, we get to know your customers as individuals. Because our veteran underwriters take a more hands-on approach with you and your clients on a more personal level, this helps the merchants grow and succeed.
HERE FOR THE LONG HAUL
Our management team has seen them come and go over the years and we have gone on to become one of the oldest most trusted brands in the industry because we pay attention to the needs of our ISOs and their clients. We were never in this for a quick buck — that was the last thing on management's minds.
Mom and Pop Business Funding has stood the test of time due to our principles of honesty and integrity. There's NO substitute for doing THE RIGHT THING!
"BRICK BY BRICK MY CITIZENS, BRICK BY BRICK"