PRIVACY POLICY

1. Information We Collect

Depending on how you use the Website, we may collect information such as:

• Name and business name
• Business address
• Email address
• Telephone number
• Business type and industry
• Time in business
• Requested funding amount
• Business revenue information
• Business bank account or banking information submitted as part of an application
• Information contained in business bank statements or other financial documents
• Credit-related or financial information when necessary for evaluating a funding request
• Information you voluntarily provide through forms, phone calls, text messages, or other communications

We may also automatically collect certain technical information when you visit the Website, including IP address, browser type, device information, pages visited, referring website, and general usage information.

2. How We Use Your Information

We may use the information you provide to:

• Respond to your funding inquiry.
• Process and evaluate your business funding application.
• Determine which financing programs or funding options may be available.
• Communicate with you regarding your application or inquiry.
• Contact you by telephone, email, or text message regarding your request.
• Verify information you provide.
• Connect your request with potential lenders, funding providers, financial service providers, or other parties involved in processing your request.
• Prevent fraud and protect the security of our Website.
• Improve our Website, services, and customer experience.
• Comply with applicable laws and legal requirements.

Submitting an inquiry or application does not guarantee approval, funding, or any particular financing terms.

3. Sharing of Information

We may share information you provide with third parties when reasonably necessary to provide or facilitate the services you request. These parties may include:

• Lenders and funding providers
• Financial institutions
• Financing brokers or referral partners
• Credit reporting or verification providers, where applicable
• Technology and application-processing service providers
• Website hosting and security providers
• Professional advisors
• Government authorities or law-enforcement agencies when required or permitted by law

We do not intend to sell your personal information for unrelated purposes.

We may disclose information when necessary to comply with legal obligations, respond to lawful requests, prevent fraud, protect our rights, or protect the safety and security of our users and systems.

If your information is shared with financial institutions or other providers as part of a requested financial transaction, those parties may have their own privacy policies and legal obligations. Certain federal privacy requirements can apply to financial institutions depending on the nature of the products and services involved.

4. Information Security

We take reasonable administrative, technical, and organizational measures designed to protect information from unauthorized access, misuse, alteration, or disclosure.

However, no website, internet transmission, or electronic storage system can be guaranteed to be completely secure. You should not transmit information through the Website that you do not want processed for the purposes described in this Privacy Policy.

The FTC recommends that businesses maintain appropriate safeguards for sensitive information and that privacy policies accurately describe their security practices.

5. Cookies and Website Technologies

The Website may use cookies, pixels, analytics tools, or similar technologies to:

• Operate the Website;
• Understand Website traffic;
• Improve Website functionality;
• Remember certain preferences; and
• Monitor Website performance and security.

Third-party services used on the Website may collect information according to their own privacy policies.

6. Communications

If you provide your telephone number, email address, or other contact information, you may receive communications related to your inquiry or application.

Where permitted by law, communications may include phone calls, emails, or text messages.

Message and data rates may apply.

You may request that we stop sending certain communications by contacting us using the information below or by following applicable opt-out instructions in the communication.

7. Your Privacy Choices

Depending on where you live and applicable law, you may have certain rights regarding your personal information, which may include rights to:

• Request information about the personal information we collect;
• Request access to certain personal information;
• Request correction of inaccurate information;
• Request deletion of information, subject to legal and business exceptions;
• Opt out of certain types of data sharing or communications; and
• Exercise other rights provided by applicable privacy laws.

For example, certain California residents may have additional rights under the California Consumer Privacy Act and related regulations. California businesses subject to those requirements generally must provide specified information in their privacy policy and provide methods for submitting privacy requests.

8. Third-Party Websites

The Website may contain links to third-party websites or services.

We are not responsible for the privacy, security, content, or practices of third-party websites. We encourage you to review their privacy policies before providing information.

9. Children's Privacy

This Website is intended for businesses and adults and is not directed toward children under 13. We do not knowingly collect personal information from children under 13.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. When we make changes, we may update the “Last Updated” date at the top of this policy.

You should periodically review this page for the most current version.

11. Contact Us

If you have questions about this Privacy Policy or want to submit a privacy-related request, please contact: